Category Archives: My Business

My Business refers to things related to my work, vocation, or business.

Top 4 Things To Do Prior To The Dollar Collapsing

Top 4 Things To Do Prior To The Dollar Collapsing | Survivopedia

The two big signs of a financial collapse are high unemployment and runaway inflation.

there is no surefire way of avoiding being affected by the collapse. What you can do, however, is lessen the impact that the collapse will have on you and your family.

To start with, make an honest evaluation of your job, looking to see how vulnerable it is to a financial collapse. Jobs that are involved in any way with luxury goods or services will be the first to go. The most secure jobs will be those which supply essential services, followed by those that provide goods and services which people need to survive. Since people won’t be able to afford to buy new cars and appliances, repairing these types of items will be a very secure job as well.

Another thing to consider is starting a sideline business, especially if it provides essential goods or services.

The next thing to take a look at is your debt. With prices skyrocketing due to high inflation, you’re likely to have trouble paying off your debt. This could lead to losing your car, furniture or home. The best way to solve that is to get out of debt before it’s too late.

pretty much everything is in short supply during a financial crash, especially the things you need to have in order to survive. More than anything, food becomes hard to get. Stockpiling food can actually be seen as an investment, it would be a good idea to start developing means of producing your own. It takes at least a year to get a vegetable garden producing well, so you don’t want to wait until the crisis hits to start your garden.

Personal hygiene products may be a problem finding, as well as over-the-counter medicines.

Your best investment is getting out of debt.

The only investments that are secure during a financial collapse are precious metals and real estate. While it may be hard to sell either of them during the collapse, they are highly likely to retain their value or even appreciate in value.

The more the value of the dollar goes down, the more the value of the gold and silver will go up.

8 Pills To Heal Our Nation

More physical attacks against Whites will be coming no matter what we say or believe. Just look at how your friend base fell apart the last few years. Consider how all relationships are stressed today. Many are isolated because of the COVID-19 lock downs. The rest hide behind masks that block crucial facial expressions. Remember the experiment they did on babies by providing them with food and shelter, but not personal interaction? They died.

Our personhood dissolves by the minute and when that goes, when we are so objectified that we are seen as germs, that invisible protective environment (society) we depended upon vanishes too. And with that gone, sin takes on the nature of a virus; it multiplies, dominates, and kills all in its path. We see how this works every day now.

An old dictionary describes sin as

“The voluntary departure of a moral agent from a known rule of rectitude or duty, prescribed by God.”

1828 Webster’s Dictionary

In short, when our heart becomes cold and our moral reflexes stiffen, then the civil state we depend on dries up and blows away. Lawlessness and evil run rampant.

What are you doing to keep your moral muscles flexible?

When one nation found herself in the same condition we find ourselves today, God, like a wise and caring doctor, gave her a check up. He accurately diagnosed what was wrong, explained it to her, and gave her a prescription for the cure. He did this through the prophet Isaiah.

Alas, sinful nation, People weighed down with iniquity…Where will you be stricken again, as you continue in your rebellion? The whole head is sick, and the whole heart is faint. From the sole of the foot even to the head there is nothing sound in it. Only bruises, welts, and raw wounds, not pressed out or bandaged, nor softened with oil. Your land is desolate, your cities are burned with fire, your fields — strangers are devouring them in your presence; It is desolation, as overthrown by strangers.

Isaiah 1:4-7

God then prescribed precisely what she needed to do to get better. He gave her 8 pills to take for the cure.

1. Wash yourselves, make yourselves clean;
2. Remove the evil of your deeds from My sight.
3. Cease to do evil,
4. Learn to do good;
5. Seek justice,
6. Reprove the ruthless,
7. Defend the orphan,
8. Plead for the widow.

Isaiah 1:16-17

God, like a medical specialist, knew what she needed to do to get well. He followed His prescription with a strong encouragement and warning to follow His advise.

If you consent and obey, you will eat the best of the land; but if you refuse and rebel, you will be devoured by the sword.

Isaiah 1:19-20

Does that move you to do something different? Can we take this medicine on faith that our future health will be better?

With this encouragement, I have started a business to help the nation swallow these 8 pills that can cure America of her sickness. I started a business because our nation needs the discipline of an organization of people more than it needs the discipline of a single individual. No President can save us from the sickness our nation has fallen prey to. Only by coming back together as a well informed people can we create the synergy needed to overcome the evil that plagues us.

I challenge you to swallow the first pill if you have not already and join me in taking the rest. By passing on this prescription to 3 others in 45 days who can do the same, we can reach 64 million Americans in 2 years! Your goodness can grow like a virus if you try. Imagine the antiviral effect that will have on our country and world.

Learn more at my project site American Synergy.

Family Information Clearing Houses

Because social media is untrustworthy and constantly censored the need for a family information clearing house is enormous.

CALLING OUT THE CORPORATIONS SPONSORING THESE RACE-RIOTS

This is a list of all of the “woke” companies that are supporting violent protests across the United States. Despite the chaos, destruction, and deaths, “woke” companies across the country have still come out in support of #BlackLivesMatter, Antifa terrorists, and general criminals.
Source

One would think that the united States intelligence services would know this kind of stuff, along with the elites supporting the same criminals involved and actually bring justice against those funding these thugs.  Actually, maybe they do have it and they are just looking the other way to implement the agenda of their masters.  In either case, it’s important that the people know exactly which companies are supporting these criminals that are not protesting, but engaged in insurrection and crimes against the people in the US.

With that said, Ashley Rae Goldenberg produced a comprehensive list of companies that are supporting ANTIFA and Black Lives Matter.

Currently, Ashley is an investigative journalist who is out of work so, if you would like to donate to thank her for the list, please do so via PayPal or Patreon.

Here’s the list.

Companies defending the rioters:

  1. 23andme: https://archive.is/Mjbwk
  2. 72andSunny: https://archive.is/B1x7Y
  3. AbbVie: https://archive.is/Q2Vqj
  4. Abbey Road Studios: https://archive.is/AJlrg
  5. The Academy (the Oscars): https://archive.is/cNRYf
  6. Activision Blizzard: https://archive.is/qfRJ1
  7. Adidas: https://archive.is/ezQ22
  8. Airbnb: https://archive.is/GmMjl
  9. Alaska Airlines: https://archive.is/wnICf
  10. Amazon: https://archive.is/lBR4u
  11. AMD: https://archive.is/i3krt
  12. American Airlines: https://archive.is/XBwhw
  13. American Express: https://archive.is/kzWXa
  14. American Apparel: https://archive.is/ETfYw
  15. Apple Music: https://archive.is/cj97E
  16. Ancestry: https://archive.is/5Q9JW
  17. Armani: https://archive.is/hX6Yw
  18. Astro Gaming: https://archive.is/9aWhf
  19. AT&T: https://archive.is/OzC04
  20. Atlantic Records: https://archive.is/65QQq
  21. AWS: https://archive.is/NXNAG
  22. AXE: https://archive.is/Xpxhw
  23. Barclays Bank: https://archive.is/9EAl4
  24. Barnes & Noble: https://archive.is/PCPKn
  25. Bandcamp: https://archive.is/5QQBT
  26. Bank of America: https://archive.is/FH1O0
  27. Bayer: https://archive.is/iT3EG
  28. Bergdorf Goodman: https://archive.is/nQiPA
  29. Bethesda: https://archive.is/2xeNE
  30. Ben & Jerry’s: https://archive.is/BqHRv
  31. Billboard: https://archive.is/Ruuv8
  32. BMW: https://archive.is/lRN51
  33. BP: https://archive.is/0qSwy
  34. Booking.com: https://archive.is/CZAs7
  35. Boost Mobile: https://archive.is/pLnAf
  36. Bratz: https://archive.is/vOA1d
  37. Burger King: https://archive.is/U9VzB
  38. Bungie: https://archive.is/81KHV
  39. Burberry: https://archive.is/ha0jP
  40. Burt’s Bees: https://archive.is/4NbLi
  41. Cadillac: https://archive.is/bS60C
  42. Call of Duty: https://archive.is/DEJA6
  43. Capcom: https://archive.is/S1BgN
  44. Capitol Records: https://archive.is/jeUpY
  45. Canada Goose: https://archive.is/y2nLo
  46. Cartoon Network: https://archive.is/CxAd7
  47. Chick-fil-A: https://archive.is/yiviH
  48. Chipotle: https://archive.is/Rk9zI
  49. Cisco: https://archive.is/fNvdP
  50. Citigroup: https://archive.is/36fkF
  51. Coca Cola: https://archive.is/bzTHi
  52. Colourpop Cosmetics: https://archive.is/AapIR
  53. Conde Nast: https://archive.is/ChMdI
  54. Converse: https://archive.is//sKjmg
  55. CORSAIR: https://archive.is/5S5DY
  56. Creative Commons: https://archive.is/kPdCO
  57. Criterion Collection: https://archive.is/JZ2Sd
  58. Crunchyroll: https://archive.is/q7Ucj
  59. CW: https://archive.is/JumZU
  60. CVS: https://archive.is/DbBSV
  61. DHL Express: https://archive.is/r4Pmp
  62. Dell: https://archive.is/IeI9j
  63. Degree: https://archive.is/SItaW
  64. Devolver Digital: https://archive.is/xcaEH
  65. DIRECTV: https://archive.is/hhBG4
  66. Discord: https://archive.is/hGtDw
  67. Disney: https://archive.is/wldfM
  68. Doritos: https://archive.is/nLHv0
  69. DoorDash: https://archive.is/vhTW2
  70. Doulingo: https://archive.is/v9Wpk
  71. Dribbble: https://archive.is/TDWFY
  72. Dropbox: https://archive.is/O2ygm
  73. E! News: https://archive.is/3PJyz
  74. EA: https://archive.is/92ALS
  75. Eaton: https://archive.is/ezfyE
  76. eBay: https://archive.is/TYTIz
  77. Eight Sleep: https://archive.is/IiV7n
  78. ESPN: https://archive.is/1I5Tf
  79. Etsy: https://archive.is/FtTof
  80. FedEx: https://archive.is/kKVJp
  81. Fender: https://archive.is/OGjBM
  82. Figma: https://archive.is/hNpcE
  83. FILA: https://archive.is/d6bZ6
  84. Fitbit: https://archive.is/Smx2g
  85. Foot Locker: https://archive.is/XRL65
  86. Formula 1: https://archive.is/FCpBG
  87. FOX: https://archive.is/p2BvT
  88. Frosted Mini Wheats: https://archive.is/vrEYN
  89. Funimation: https://archive.is/sfN8E
  90. GameSpot: https://archive.is/zEkO3
  91. Gartner: https://archive.is/QC8tz
  92. Gatorade: https://archive.is/fo7wl
  93. Genentech: https://archive.is/phHtt
  94. General Motors: https://archive.is/IP0a6
  95. Gibson: https://archive.is/qJYZY
  96. Glossier: https://archive.is/IYlXB
  97. GoDaddy: https://archive.is/VEMk4
  98. Goldman Sachs: https://archive.is/TA2h0
  99. GoFundMe: https://archive.is/Be0fJ
  100. Google: https://archive.is/DK2T8
  101. GoPro: https://archive.is/Aakvo
  102. Gorilla Glue: https://archive.is/0R9ya
  103. Grammarly: https://archive.is/Su1PT
  104. Grindr: https://archive.is/Z6KcW
  105. Guerilla Collective: https://archive.is/TTchM
  106. Gumroad: https://archive.is/oZMr7
  107. Gushers: https://archive.is/3Dju7
  108. Habitat for Humanity: https://archive.is/B81pI
  109. Harry’s: https://archive.is/mE4NN
  110. HBO: https://archive.is/oiUyY
  111. HBO Max: https://archive.is/LGsPt
  112. Headup: https://archive.is/G8ygg
  113. Help Scout: https://archive.is//D8DCs
  114. Hershey’s: https://archive.is/ZQ5zD
  115. H&M: https://archive.is/A9ONJ
  116. Home Depot: https://archive.is/KjUtA
  117. Honda: https://archive.is/4UYtd
  118. HP: https://archive.is/BO2tc
  119. Hulu: https://archive.is/4CyO2
  120. Humana: https://archive.is/RMRmE
  121. Humble Bundle: https://archive.is/YXDb6
  122. HyperX: https://archive.is/ZfHYp
  123. IBM: https://archive.is/ij3Q1
  124. IKEA: https://archive.is/piwcs
  125. IMAX: https://archive.is/OiCj1
  126. Indiegogo: https://archive.is/jrDZk
  127. itch.io: https://archive.is/UTsTi
  128. Intel: https://archive.is/93D5q
  129. Invision: https://archive.is/UZkK1
  130. ITV: https://archive.is/yD1pS
  131. Kickstarter: https://archive.is/0zwng
  132. Lacoste: https://archive.is/T7nwc
  133. Lego: https://archive.is/UKFhD
  134. Levi’s: https://archive.is/KizLO
  135. Lenovo: https://archive.is/aRuDu
  136. Lexus: https://archive.is/71b2c
  137. LinkedIn: https://archive.is/sX5zb
  138. L’Oreal Paris: https://archive.is/Jfelo
  139. Logitech: https://archive.is/vf6J7
  140. Lowe’s: https://archive.is/V5UFz
  141. Lucky Brand: https://archive.is/fY2Mw
  142. Lululemon: https://archive.is/rjCRV
  143. Louis Vuitton: https://archive.is/nGZe8
  144. Lyft: https://archive.is/UXl3k
  145. Madden NFL 20: https://archive.is/CTUoi
  146. Marvel Entertainment: https://archive.is/Ptup6
  147. Mastercard: https://archive.is/K0n1d
  148. MATTEL: https://archive.is/bvsqN
  149. McAfee: https://archive.is/IGXA1
  150. McDonald’s: https://archive.is/jOZ65
  151. Merck: https://archive.is/Uq30E
  152. Mercedes Benz: https://archive.is/bs8y6
  153. Met Life: https://archive.is/Dukhi
  154. Metropolitan Opera: https://archive.fo/wecQ2
  155. Microsoft: https://archive.is/A7Vjv
  156. Mozilla: https://archive.is/m1aLg
  157. Napster: https://archive.is/fVY1s
  158. NASCAR: https://archive.is/LG2hU
  159. Ncsoft: https://archive.is/OVPVP
  160. Netflix: https://archive.is/UVSEr
  161. New Balance: https://archive.is/NyGnG
  162. New York Life: https://archive.is/HVVVk
  163. NFL: https://archive.is/G4yq4
  164. NHL: https://archive.is/lYbyG
  165. Niantic: https://archive.is/UdKYR
  166. Nickelodeon: https://archive.is/JWSPQ
  167. Nike: https://archive.is/UXYBy
  168. Nintendo: https://archive.is/5UOjp
  169. Nordstrom: https://archive.is/A7mUU
  170. North Face: https://archive.is/rq1Cb
  171. Old Spice: https://archive.is/1UK5d
  172. OnlyFans: https://archive.is/EFs5C
  173. Paramount Pictures: https://archive.is/ixXHd
  174. Paramount Network: https://archive.is/BCAX3
  175. Patreon: https://archive.is/wzfM5
  176. Peloton: https://archive.is/d36k7
  177. Pepsi Co: https://archive.is/9S5ow
  178. Pfizer Inc: https://archive.is/A6hby
  179. Playstation: https://archive.is/52Vvl
  180. Plex: https://archive.is/9szCf
  181. Pokemon: https://archive.is/p9zuP
  182. Popeye’s Chicken: https://archive.is/CzlHd
  183. Pop-Tarts: https://archive.is/8cMGG
  184. Pornhub: https://archive.is/nciUB
  185. Porsche: https://archive.is/VrmlZ
  186. Pringles: https://archive.is/1WpA1
  187. Procter & Gamble: https://archive.is/JSMO4
  188. Puget Systems: https://archive.is/4Zcu7
  189. PUMA: https://archive.is/lHx9j
  190. Pusheen: https://archive.is/71dL1
  191. Qualcomm: https://archive.is/syYmb
  192. Quicken Loans: https://archive.is/SmDfJ
  193. Reddit: https://archive.is/H09M8
  194. RedHat: https://archive.is/ObTZu
  195. Red Lobster: https://archive.is/aIUyy
  196. Red Wing: https://archive.is/LLCVv
  197. Reebok: https://archive.is/v0nat
  198. Reese’s: https://archive.is/Rc4pJ
  199. Rice Krispies: https://archive.is/U4Zn9
  200. Riot Games: https://archive.is/2XH97
  201. Rockstar Games: https://archive.is/QdcPI
  202. Salesforce: https://archive.is/t1qZB
  203. Sanofi: https://archive.is//ErmGO
  204. Scholastic: https://archive.is/fFmX3
  205. Sega: https://archive.is/9YyUJ
  206. Sesame Street: https://archive.is/5he9K
  207. Society Generale US: https://archive.is/IoUgp
  208. Showtime: https://archive.is/YTPVw
  209. Sketch: https://archive.is/QvXDT
  210. Slack: https://archive.is/gF9ym
  211. Sephora: https://archive.is/Gm7Rc
  212. Shopify: https://archive.is/iq5jB
  213. Skillshare: https://archive.is/JX5em
  214. Snap: https://archive.is/HcGGQ
  215. Snapchat: https://archive.is/5reL4
  216. Sony: https://archive.is/1PtlU
  217. Soundcloud: https://archive.is/H3ZDC
  218. Spotify: https://archive.is/ufTeo
  219. Square Enix: https://archive.is/qmPIX
  220. STARZ: https://archive.is/eQ4YG
  221. Starbucks: https://archive.is/EENlS
  222. Star Wars: https://archive.is/xnSgt
  223. Subway: https://archive.is/D5F8H
  224. Supreme New York: https://archive.is/KqeQs
  225. Sysco Corporation: https://archive.is/WyXx8
  226. Taco Bell: https://archive.is/LLY9l
  227. Target: https://archive.is/YoIrO
  228. TBS: https://archive.is/N0QhU
  229. Tesco: https://archive.is/hZS7B
  230. Thatgamecompany: https://archive.is/7po1C
  231. Ticketmaster: https://archive.is/VkhNC
  232. TikTok: https://archive.is/bt2vy
  233. Timberland: https://archive.is/HZtxv
  234. Tinder: https://archive.is/YaY2y
  235. TMobile: https://archive.is//KB2lG
  236. Tumblr: https://archive.is/i9fMQ
  237. Twitch: https://archive.is/DAmR5
  238. Twitter: https://archive.is/auIgi
  239. Uber: https://archive.is/RrScn
  240. Uber Eats: https://archive.is/UwwQS
  241. Ubisoft: https://archive.is/0qMff
  242. Ugg: https://archive.is/YZuWv
  243. Ulta Beauty: https://archive.is/6ZESx
  244. Under Armor: https://archive.is/WuYMM
  245. UnitedHealth Group: https://archive.is/rzQXF
  246. Vanguard: https://archive.is/Y12IM
  247. Vans: https://archive.is/5nYag
  248. VeggieTales: https://archive.is/ocjzA
  249. Verizon: https://archive.is/hPZoJ
  250. VERSACE: https://archive.is/wWsxK
  251. Vevo: https://archive.is/MVtrR
  252. Via: https://archive.is/fFIvU
  253. ViacomCBS: https://archive.is/uCGXy
  254. Virgin Records: https://archive.is/QiykN
  255. Virta: https://archive.is/7e9KT
  256. VIZ: https://archive.is/eMuIW
  257. Vivaldi: https://archive.is/QO9do
  258. Warner Bros https://archive.is/F1Tqn
  259. Warner Records: https://archive.is/Mm6qb
  260. Well’s Fargo: https://archive.is/CGA4n
  261. Wendy’s: https://archive.is/7X4Nu
  262. WeWork: https://archive.is/TEpa7
  263. XBox: https://archive.is/6zdVS
  264. Yamaha Music USA: https://archive.is/ANDkF
  265. Yelp: https://archive.is/eU4NS
  266. YouTube: https://archive.is/5qz6a
  267. Zara: https://archive.is/t2QeR
  268. Zildijian: https://archive.fo/o6Tqi
  269. Zoom: https://archive.is/7o03X

About the Author:

Tim Brown

Tim Brown is an author and Editor at SonsOfLibertyMedia.comGunsInTheNews.com and TheWashingtonStandard.com. He is husband to his “more precious than rubies” wife, father of 10 “mighty arrows”, jack of all trades, Christian and lover of liberty. He resides in the U.S. occupied Great State of South Carolina. . Follow Tim on Twitter. Also check him out on GabMindsMeWeSpreelyMumbl It and Steemit

Is Gold Going To $3000?

Will gold really hit $3,000 an ounce in the next 18 months? | Zero Hedge

  • Gold is set to hit $3,000 an ounce in the next 18 months. That’s about 50% more than its all-time high, set back in 2011. (It’s at about $1,700 an ounce just now).
  • a team of commodity analysts at Bank of America, led by Francisco Blanch and Michael Widmer, put out a 15-page report discussing the reasons why they think that gold is set to hit $3,000 an ounce in the next 18 months.
  • Governments are spending a lot of money to try to keep the economy in suspended animation, rather than in total collapse – you can’t force economies to close down without offering some sort of compensation for the people most affected by that.
  • With spending exploding at a time when tax revenues are going to collapse, someone’s going to need to pay for that. That’s what central banks are doing.
  • central banks are pulling money out of nowhere to give to governments to spend.
  • So the straightforward argument is this: central banks will print money. Their currencies will be devalued as a result (the more you print, the less each bit is worth). But no one can print gold. That’s your bull case.
  • What might ruin gold’s party?
  • deflationary
  • inflation
  • But between those two extremes, there’s quite possibly a period in which it looks as though everything is getting back under control. At that point, do investors want to own gold or do they want to pile into equities?
  • I’m not sure we’ll get the “Goldilocks” moment in this recovery.
  • This pandemic is going to have a lot of unanticipated consequences so regardless of how big a cushion central banks are trying to create, volatility is going to be higher than it has been in the past.
  • And in the longer run, there is one key factor that the BoA team also highlights, one that I just don’t think can be avoided. That’s the need for “financial repression”.
  • Why financial repression will drive gold higher
  • If you have cash savings in almost any bank account right now, you’ve already been experiencing it for a long time. Even if you’re earning 1% interest, that’s lower than the inflation rate. So the real value of your savings is being eroded, to the benefit of the person or entity that owes you this money (yes, savings in a bank account are basically a debt that the bank owes you).
  • Financial repression is all about paying off debt with devalued currency.
  • it’s about taking money from savers to give to spenders.
  • So at the end of the day, I’m bullish on gold. I’m just trying to point out to the over-excitable that these things never go up in a straight line, and that there are plenty of good reasons why gold’s bullish run might be derailed for a short or even a lengthy period of time.

What You Need To Know About Govt. Grants, Loans, & Forbearance To Survive The Pandemic Economy

What You Need To Know About Govt. Grants, Loans, & Forbearance To Survive The Pandemic Economy | Zero Hedge

  • The economic stimulus payments have begun to be distributed, but it’s an uneven roll-out.
  • Pandemic Unemployment Insurance (PUI)
  • Self-employed persons and people who didn’t work the minimum amount that is normally required for unemployment will qualify,
  • The states are responsible for making this happen and most of them have not done so yet.
  • The term for not paying your mortgage is forbearance. That means your mortgage payments are not currently due. Currently, government-backed loans are mandatory 3-12 months forbearance periods.
  • Do you have a car payment that you can’t make? A number of car loan companies and leasing companies have programs in place to delay or extend the term of your contract.
  • Check in at https://cars.usnews.com/cars-trucks/coronavirus-payment-relief to see if your lender is offering such a deal. Communication is always best in cases like this. Here’s an article about talking to creditors.
  • Many credit card companies are coming forward with forbearance programs as well. They may allow you to put off making a payment, make a smaller payment, reduce your interest rate or eliminate late fees. Some credit card issuers have also agreed to not report the late payments to credit bureaus. That means your credit score wouldn’t be impacted, at least not by this.
  • First – don’t depend on the government, but be prepared to get the money they’re offering. The new coronavirus economic stimulus and tax acts have created a whole new group of grants, loans, and tax breaks. We call these CoronaTax.
  • Congress has given us four CoronaTax bills. The first one dealt mainly with funding for important health agencies. The gold is in the next two bills.
  • the purpose of these next two bills is:
    • Keeping you employed (if you currently have a job),
    • Keeping your employees working (assuming you have a business)
    • If you can’t work now (or your business can’t), getting you some income fast,
    • Providing sick & paid leave for your employees, with the government’s help, and
    • Giving businesses special tax breaks.
  • Get your family stable financially. Then learn about what’s possible for the next step. Form a strategy and implement perspective.
  • We’ve got a new economy coming. Be prepared with knowledge, strategies, and action.

60% of Americans lack will or estate planning

Survey: 60% of Americans lack will or estate planning

  • The results suggest that “as people age … they face the reality that having an estate plan is important and they’re getting the job done,” says elder law attorney Sally Hurme, author of Checklist for My Family: A Guide to My History, Financial Plans and Final Wishes.It’s important for younger people to have wills, too, points out Hurme, especially if they have children, to ensure that they’ll be cared for by the people the parents want as guardians in the event of their death. Yet a whopping 78 percent of millennials (ages 18-36) and 64 percent of Generation Xers (ages 37-52) do not have a will.
  • Preparing for the end of life is one of those things you know you should do — but have you actually sat down and done it? Probably not, according to a new survey from Caring.com, which found that only 4 in 10 American adults have a will or living trust. Happily, older adults appear to lead the pack in readying these important documents.
  • While most U.S. adults age 18 and over have not done the needful, 81 percent of those age 72 or older and 58 percent of boomers (ages 53-71) do, in fact, have estate-planning documents.
  • It’s important for younger people to have wills, too, points out Hurme, especially if they have children, to ensure that they’ll be cared for by the people the parents want as guardians in the event of their death. Yet a whopping 78 percent of millennials (ages 18-36) and 64 percent of Generation Xers (ages 37-52) do not have a will.
  • More people are proactive about their health care power of attorney, which grants someone legal authority to make medical decisions for you if you’re incapacitated. A little over half of adults have a power of attorney in place, according to the survey, with 83 percent of people over age 72 having this document compared with 41 percent of millennials.
  • Why do so many people fail to tackle or complete estate planning? The top two reasons of the people surveyed: They “hadn’t gotten around to it” (47 percent), and they “don’t have enough assets to leave to anyone” (29 percent).
  • Excuses aside, Hurme advises that everyone make the time to get their end-of-life documents and plans in order.