Tag Archives: Devotional

Master Your Money Devotional Guide 2-5

1 Tim 5:8 is an undecorated warning clear and simple. It should go without saying, but it does remind us of God’s concern for this area of our lives.

1 Timothy 5:8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.

Fortunately, God is gracious and forgiving and helps us pick up the pieces when we fail. He has for me anyways.

Prov 24:16 For a righteous man falls seven times, and rises again, But the wicked stumble in time of calamity.

Master Your Money Devotional Guide 2-4

Luke 12:15 Then He said to them, “Beware, and be on your guard against every form of greed; for not even when one has an abundance does his life consist of his possessions.”

Beware. Be on your guard. Debt, like a thief, rides the back of greed and sneaks around waiting to break in.

Master Your Money Devotional Guide 2-3

I know you know about the dangers of debt. But, think deeply about it for a moment.

Debt always presumes upon the future. It assumes that you will be around tomorrow and the next day and the next etc. to pay it off.

If life is hard today, hard enough that you have to take away from tomorrow to deal with today, then how can you expect tomorrow to be easier than it is today if you will have even less to work with?

Think deeply about debt.

After reviewing this page, please watch the important 5 minute video below it.

What are the dangers of debt from Master Your Money on Vimeo.

Master Your Money Devotional Guide 2-2

This is the exact Panasonic 8-Track Record Player I bought for about $350 when I was about 15. I had saved money I made mowing lawns. It came with two large speakers that were awesome. I actually went to the store with the intention of buying a model with a cassette player, but the store was out of them. I remember debating “should I wait and get what I really want, or go ahead and get this one?” I could not wait. I had already waited a long time. I bought it.

I brought it home, unpacked it, set it up and slightly regretted getting it because I did not have any 8-tracks to play on it! They were on their way out and cassettes were taking over. Nonetheless, I began “burning” my own 8-tracks since this had a recorder. (We didn’t use the word “burn” back then; we simply said, “record.”)

Later, while at an electronics store looking at all the new “stereos,” I picked up a brochure about a very nice cassette duplicator. I hung on to that for many years, looking at it from time to time, hoping that one day I would get it. After college and work started, it never made it high enough on my priority list of things I needed. I eventually threw the brochure away as it was no longer important to me.

What ever happened to that Panasonic 8-track stereo? When we moved to New Mexico someone broke into our house and stole it! I was mad. This picture is probably a picture of mine!

Someday, you too will have a history of financial choices you have made that you will either regret or be glad you did. Back then, I did not filter my desires through God’s will for my life; I wish I had known about them. The road to poverty is a very easy road to walk. This lesson will shine light on the road to financial success and make it very appealing. I hope and pray you follow.

Isaiah 55:8 8 “For My thoughts are not your thoughts, Nor are your ways My ways,” declares the Lord.

Master Your Money Devotional Guide 2-1

Prov 13:11 Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

We start a new Session. Session 2 starts with something I have talked to you about before – compound interest. Read Little by Little and study the chart below it if you have never taken the time to capture its power. This is such a powerful concept that if done improperly, it may lead you to leap out of tall buildings. (I’m referring to the stock market crash. People adopted the compound concept, but did not do so with prayer and the principles we have talked about in earlier lessons.)

*I substituted the below picture for p28-29 of the workbook because it shows the same power in a more simple way.

Master Your Money Devotional Guide 1-5

What are four crucial concepts to nail down before you can fully understand how to master your money? That is what you will learn in this lesson.

Every physical possession my Mom and Dad had they left behind.

Matthew 25.14-30

For it is just like a man about to go on a journey, who called his own slaves and entrusted his possessions to them. 15 “To one he gave five talents, to another, two, and to another, one, each according to his own ability; and he went on his journey. 16 “Immediately the one who had received the five talents went and traded with them, and gained five more talents. 17 “In the same manner the one who had received the two talents gained two more. 18 “But he who received the one talent went away, and dug a hole in the ground and hid his master’s money.

19 “Now after a long time the master of those slaves came and settled accounts with them. 20 “The one who had received the five talents came up and brought five more talents, saying, ‘Master, you entrusted five talents to me. See, I have gained five more talents.’ 21 “His master said to him, ‘Well done, good and faithful slave. You were faithful with a few things, I will put you in charge of many things; enter into the joy of your master.’

22 “Also the one who had received the two talents came up and said, ‘Master, you entrusted two talents to me. See, I have gained two more talents.’ 23 “His master said to him, ‘Well done, good and faithful slave. You were faithful with a few things, I will put you in charge of many things; enter into the joy of your master.’

24 “And the one also who had received the one talent came up and said, ‘Master, I knew you to be a hard man, reaping where you did not sow and gathering where you scattered no seed. 25 ‘And I was afraid, and went away and hid your talent in the ground. See, you have what is yours.’ 26 “But his master answered and said to him, ‘You wicked, lazy slave, you knew that I reap where I did not sow and gather where I scattered no seed. 27 ‘Then you ought to have put my money in the bank, and on my arrival I would have received my money back with interest.

28 ‘Therefore take away the talent from him, and give it to the one who has the ten talents.’ 29 “For to everyone who has, more shall be given, and he will have an abundance; but from the one who does not have, even what he does have shall be taken away. 30 “Throw out the worthless slave into the outer darkness; in that place there will be weeping and gnashing of teeth.


Master Your Money Devotional Guide 1-4

1 Cor 4:1-3 Let a man regard us in this manner, as servants of Christ and stewards of the mysteries of God. In this case, moreover, it is required of stewards that one be found trustworthy.

In this lesson you will learn

  • How God and I turned an $860 loan into a $3,180 profit using this principle.
  • God makes us managers of His property.
  • We are to be faithful with these resources.
  • To be found faithful means to manage what we have been given in the most efficient way.

This is how these 4 sessions have made a difference in my life thus far.

How God And I Turned An $860 Loan Into A $3,180 Profit

Beginning with a need to pass on to my children godly principles of money I opened myself up to what God would teach me through these lessons on money.  Consequently, I have been thinking more about where my money goes.

About 6 months ago I began praying with Bob Morey about finding a source for an ingredient for his Breathe Easy formula that was no longer available. One day I notice the money I had in my savings account was getting a pathetic 0.25% interest. It was just sitting there doing nothing as an emergency fund.  In contrast to that I thought of what it could do if I put some of it in the hands of someone like Bob who has shown himself faithful, diligent, on a mission with a lot of things I seek to do in the name of Jesus and the Gospel.

I contacted him about a week ago to ask “how much would it take to get that ingredient?” He told me he has to by in bulk so it would be around $1000. I told him I had been thinking about giving him that amount if it meant…

  • getting this product back on the shelf to benefit others
  • creating an additional revenue stream for him
  • getting a good product back to me (a little selfishness here)

We briefly discussed this.  He then did some further research to find a source.   To his surprise, the product was once again available.  The exact amount needed was $860.  We wrote down our expectations of each other in a simple agreement and then I advanced the resources to him to make the purchase and restart production.  In return he will supply me on an as need bases over the next 2-3 years. In effect, I’m lending him the money to meet a need he has. I felt very good about all this. I believed God was behind it.

Then, would you believe, during this time my boss came to me to say that “the company was going to give me an UNEXPECTED 2% raise for working weekends and evenings!” 

So, this act of faith and consideration of the Biblical financial principles I am reviewing led me to free $860 of stagnate resources that God had entrusted to me.  I redirected them to be more in line with God’s purposes and now anticipate an increase in the amount of $3,180+ by the time Bob returns back to me the last bag of Breathe Easy!  In addition to this, we must not forget all the additional benefits Bob, his patience, and his ministry will receive.

I hope you can see it is worth looking into what the Bible has to teach us about money. The laws God has created in the universe regarding finances apply as much as the laws regarding gravity do. We either benefit by obeying them or we get hurt by ignoring them.

If you are applying these principles, be sure to leave your story in the comments below.

Oh, and one more thing I believe God brought across my desk.  Did you know 140 million Americans are entitled to $125 payment?  That is about half of America.  I qualified.  My wife qualified.  My three adult children unfortunately do not.  If you would like to learn more about this, let me know.