Tag Archives: Devotional

A Prayer For Life

O continue Your lovingkindness to those who know You,
And Your righteousness to the upright in heart.
Let not the foot of pride come upon me,
And let not the hand of the wicked drive me away.

Psalms 36:10-11

Master Your Money Devotional Guide 2-5

1 Tim 5:8 is an undecorated warning clear and simple. It should go without saying, but it does remind us of God’s concern for this area of our lives.

1 Timothy 5:8 But if anyone does not provide for his own, and especially for those of his household, he has denied the faith and is worse than an unbeliever.

Fortunately, God is gracious and forgiving and helps us pick up the pieces when we fail. He has for me anyways.

Prov 24:16 For a righteous man falls seven times, and rises again, But the wicked stumble in time of calamity.

Master Your Money Devotional Guide 2-4

Luke 12:15 Then He said to them, “Beware, and be on your guard against every form of greed; for not even when one has an abundance does his life consist of his possessions.”

Beware. Be on your guard. Debt, like a thief, rides the back of greed and sneaks around waiting to break in.

Master Your Money Devotional Guide 2-3

I know you know about the dangers of debt. But, think deeply about it for a moment.

Debt always presumes upon the future. It assumes that you will be around tomorrow and the next day and the next etc. to pay it off.

If life is hard today, hard enough that you have to take away from tomorrow to deal with today, then how can you expect tomorrow to be easier than it is today if you will have even less to work with?

Think deeply about debt.

After reviewing this page, please watch the important 5 minute video below it.


What are the dangers of debt from Master Your Money on Vimeo.

Master Your Money Devotional Guide 2-2

This is the exact Panasonic 8-Track Record Player I bought for about $350 when I was about 15. I had saved money I made mowing lawns. It came with two large speakers that were awesome. I actually went to the store with the intention of buying a model with a cassette player, but the store was out of them. I remember debating “should I wait and get what I really want, or go ahead and get this one?” I could not wait. I had already waited a long time. I bought it.

I brought it home, unpacked it, set it up and slightly regretted getting it because I did not have any 8-tracks to play on it! They were on their way out and cassettes were taking over. Nonetheless, I began “burning” my own 8-tracks since this had a recorder. (We didn’t use the word “burn” back then; we simply said, “record.”)

Later, while at an electronics store looking at all the new “stereos,” I picked up a brochure about a very nice cassette duplicator. I hung on to that for many years, looking at it from time to time, hoping that one day I would get it. After college and work started, it never made it high enough on my priority list of things I needed. I eventually threw the brochure away as it was no longer important to me.

What ever happened to that Panasonic 8-track stereo? When we moved to New Mexico someone broke into our house and stole it! I was mad. This picture is probably a picture of mine!

Someday, you too will have a history of financial choices you have made that you will either regret or be glad you did. Back then, I did not filter my desires through God’s will for my life; I wish I had known about them. The road to poverty is a very easy road to walk. This lesson will shine light on the road to financial success and make it very appealing. I hope and pray you follow.

Isaiah 55:8 8 “For My thoughts are not your thoughts, Nor are your ways My ways,” declares the Lord.

Master Your Money Devotional Guide 2-1

Prov 13:11 Wealth obtained by fraud dwindles, but the one who gathers by labor increases it.

We start a new Session. Session 2 starts with something I have talked to you about before – compound interest. Read Little by Little and study the chart below it if you have never taken the time to capture its power. This is such a powerful concept that if done improperly, it may lead you to leap out of tall buildings. (I’m referring to the stock market crash. People adopted the compound concept, but did not do so with prayer and the principles we have talked about in earlier lessons.)

*I substituted the below picture for p28-29 of the workbook because it shows the same power in a more simple way.

Master Your Money Devotional Guide 1-5

What are four crucial concepts to nail down before you can fully understand how to master your money? That is what you will learn in this lesson.

Every physical possession my Mom and Dad had they left behind.

Matthew 25.14-30

For it is just like a man about to go on a journey, who called his own slaves and entrusted his possessions to them. 15 “To one he gave five talents, to another, two, and to another, one, each according to his own ability; and he went on his journey. 16 “Immediately the one who had received the five talents went and traded with them, and gained five more talents. 17 “In the same manner the one who had received the two talents gained two more. 18 “But he who received the one talent went away, and dug a hole in the ground and hid his master’s money.

19 “Now after a long time the master of those slaves came and settled accounts with them. 20 “The one who had received the five talents came up and brought five more talents, saying, ‘Master, you entrusted five talents to me. See, I have gained five more talents.’ 21 “His master said to him, ‘Well done, good and faithful slave. You were faithful with a few things, I will put you in charge of many things; enter into the joy of your master.’

22 “Also the one who had received the two talents came up and said, ‘Master, you entrusted two talents to me. See, I have gained two more talents.’ 23 “His master said to him, ‘Well done, good and faithful slave. You were faithful with a few things, I will put you in charge of many things; enter into the joy of your master.’

24 “And the one also who had received the one talent came up and said, ‘Master, I knew you to be a hard man, reaping where you did not sow and gathering where you scattered no seed. 25 ‘And I was afraid, and went away and hid your talent in the ground. See, you have what is yours.’ 26 “But his master answered and said to him, ‘You wicked, lazy slave, you knew that I reap where I did not sow and gather where I scattered no seed. 27 ‘Then you ought to have put my money in the bank, and on my arrival I would have received my money back with interest.

28 ‘Therefore take away the talent from him, and give it to the one who has the ten talents.’ 29 “For to everyone who has, more shall be given, and he will have an abundance; but from the one who does not have, even what he does have shall be taken away. 30 “Throw out the worthless slave into the outer darkness; in that place there will be weeping and gnashing of teeth.