Category Archives: My LegalShield

Why You Should Avoid Self-Checkout Lanes

Criminal defense attorney explains why you should avoid self-checkout lanes: ‘Theft by mistake’

https://news.yahoo.com/criminal-defense-attorney-explains-why-170210360.html

“steer clear” of self-checkout lanes. The reason? Shoplifters.
three kinds of people getting charged with shoplifting after using a self-checkout lane.
The first, she says, are professional shoplifters. The second group, however, are those guilty of what she calls “theft by mistake.”
stores aren’t as lenient, she says. Jernigan believes this is because shoplifters have become so adept at stealing from self-checkout lanes that stores no longer want to take a gamble on whether a theft was accidental.
“They have lost all sympathy, and they are just taking a ‘Tell it to the judge’ approach,” she adds.
These people, who she calls “the truly innocent,” are usually charged long after the day they bought something.

“It is something that [happens when] asset protection is doing a quality-control check, or inventory that weeks, days, months later comes up short,” she says. “So they will begin watching hours of video.”

These checks, she says, can sometimes result in shoppers getting charged unfairly, simply because they bought one of the items that went missing.

The stakes can quickly get high. Although shoplifting is usually considered a misdemeanor, many states can sentence offenders to a year in prison. If the charge is elevated to a felony, the prison time could be much longer.

Jernigan’s last bit of advice? Don’t pay in cash. As she explains at the end of the clip, that will make it even harder to prove what you did or didn’t buy.

If you’re innocent, Jernigan notes, it’s likely that you’ll eventually be able to present evidence to prove it. However, that comes at the cost of time, money and effort.

“At that point, so much damage has already been done,” she says.

Political Prisoners In America Write

As seen at https://theconservativetreehouse.com/blog/2021/10/30/an-alarming-letter-from-january-6-protester-nathan-degrave-from-his-jail-cell-in-washington-dc/

A twitter thread shared by Brad Geyer relays a letter presented by a jailed J6 detainee held inside the Washington DC Department of Corrections. [Twitter Link Here]  The content of the letter written by a detainee named Nathan DeGrave is very disturbing.  The allegations within the letter are alarming; however, they are supported by other detainees who have described similar conditions.

Dear fellow Americans:

I never thought I’d write a letter like this, but we’re living in very different times. This is my cry for help.

My name is Nathan DeGrave, and as a non violent participant at the Jan 6th rally, I’ve spent the last 9 months detained as a political prisoner in pod C2B at the DC Department of Corrections (DOC) otherwise known as DC’s Gitmo.

The conditions here for Jan 6ers have been inhumane. In fact, some inmates are even begging to be transferred to GUANTANAMO BAY, where even THEY have more acceptable standards.

Class action LAWSUITS are being filed against this prison; and even the ACLU has gotten involved. Senators Matt Gaetz and Marjorie Taylor Greene have since attempted to gain access to this facility and inspect the conditions of the jail, only to be denied.  The vile filth of what has become our daily life is being illegally HIDDEN from the members of OUR OWN CONGRESS.

So let me tell you about what me and many of the other Jan 6ers have been experiencing in DC’s Gitmo. It is my hope that with MEDIA EXPOSURE and the awareness of the American public, that SOMETHING may be done and this never happens to anyone ever again.

? OUR CONDITIONS – For the first 120 days in DC’s Gitmo, Jan 6ers experienced DAILY LOCKDOWNS for 23-24 HOURS before being allowed to leave our small 120 sq. ft cell. The PHYSICAL and MENTAL ANGUISH that results from this kind of SEVERE ISOLATION has caused many people to go on a RAPID mental decline.

As a result, a large percentage of us are HEAVILY MEDICATED with anti-anxiety and anti-depressant drugs, which helps to cope with the psychological and mental ABUSE we endure.

Many times, the little rec we DO receive is STRIPPED AWAY if our cell isn’t up to the standards of the guard on duty. This changes from day to day. Jan 6ers have lost rec time and out of cell activity ANY TIME news interviews about the jail are aired on TV, people speak up about our conditions, or rallies are held in our name. We’ll probably have a lockdown upon the publishing of this letter. So I have already warned those I know in advance.

Masks are WEAPONIZED and used against us, even though we NEVER leave the facility. Officers have walked in with the SOLE INTENTION of needing to write 20-30 disciplinary reports against Jan 6ers, which adversely effects our chances of release and causes loss of privileges, phone time and commissary. Masks need to be covering both the nose and mouth AT ALL TIMES or we are threatened and locked down in our cells. Jan 6ers are always respectful to the employees around us, but CO’s maintain the need to invent reasons for discipline.

PRIVILEGED LEGAL DOCUMENTS have been CONFISCATED and gone missing from various cells, and HIGHLY SENSITIVE discovery (video evidence under attorney/client privilege) is watched by employees during our legal calls.

Jordan Mink, for example, had all discovery TAKEN by ERT officers on August 23rd despite the objection of his attorney. They handcuffed him, searched his room, and then proceeded to take all video evidence in his possession. Additionally, legal visits take 2-3 WEEKS or more to be scheduled, leaving little time to discuss our defense and prepare for trial.

The EXTREME medical neglect in this facility has caused a variety of adverse illnesses and disease. Some show signs of scurvy. And some even have Covid like symptoms, but medical personnel have refused to treat it.

Christopher Worrell, for example, is an inmate with Cancer, who also broke his hand in prison and requires surgery. Both have been completely ignored. Federal judge Royce Lamberth got to the point where on October 12th, he filed contempt of court charges against the warden of the DC DOC, claiming that Worrell’s civil rights have been violated, and demanding the U.S attorney general inquire further about his and other possible violations.

Another inmate, Peter Stager, WAITED FOUR MONTHS to receive his CPAP breathing machine, and has needed an MRI since spring, which has also been ignored by staff.

The harsh, unlivable conditions of our unit has caused health hazards that defy Department of Health regulations. And on at least five occasions, RAW SEWAGE has overflowed our unit, causing human fecal matter to flood the floors and rooms. That’s also in addition to the MOLD on cell walls, as well as the rusty pipes, and DIRTY WATER that flows from these sinks. White rags TURN BROWN when exposed to the water from our faucets.

We are undergoing SEVERE NUTRITIONAL DEFICIENCIES and STARVATION. For breakfast this morning, I received a tray of flavorless paste, two slices of bread, and a slice of bologna. Lunches usually consist of rice and beans, but we’ll get cold chicken/beef patties if we are lucky. For dinner, we are sometimes fed a diet of cheese sandwiches, and bologna and cheese 4 to 5 times per week.

Without commissary, people like myself are FORCED TO STARVE. I suffer from HEADACHES and NAUSEA on an almost REGULAR BASIS from the malnutrition and constant hunger I am subjected to. I have lost ALMOST 15 POUNDS since I’ve been detained.

Our rights to personal hygiene are also totally neglected. Razors are PROHIBITED, and inmates are forced to either go unshaved and grow long beards, or use a razor free cream that BURNS and IRRITATES the skin. But many other jails have allowed the use of razors without incident. Haircuts are also PROHIBITED from unvaccinated inmates.

For me, it’s been nearly 9 months. I look VIRTUALLY UNRECOGNIZABLE in the condition I’m in. I fear even my family would not recognize me.

Contact with the outside world, from legal visits to seeing loved ones is HIGHLY RESTRICTED. After in-person visits, legal or otherwise, we are forced to undergo humiliating STRIP SEARCHES, despite ALL visitors being thoroughly checked for contraband. If it’s a legal visit, we are placed in a 14 day quarantine, with no out of cell time; EVEN IF your attorney is VACCINATED and tests NEGATIVE for Covid. Visits with friends or family members, for unvaccinated inmates, are NEVER ALLOWED.

As a result, many people have skipped critical meetings with their council, and NEVER get an opportunity to see friends or family. VIDEO VISITATION, while available to the rest of the jail, is RESTRICTED in the Jan 6 pod. Mail is delayed for MONTHS, and phone calls are limited to a MAXIMUM of pre approved 12 numbers. If there’s anyone else in our extended family or otherwise we’d like to call, we’re pretty much out of luck.

RELIGIOUS SERVICES, protected by the 1st amendment, are NOT provided to Jan 6ers. Neither are in person classes or other activities available to the rest of the jail. An inmate named Ryan Samsel, instead attempted to organize his own bible study inside the pod, until he was viciously BEATEN and LEFT FOR DEAD by correctional officers. He suffered a broken eye socket and brain damage as a result of the vicious attack. He’s now permanently blind in one eye. On another occasion, Scott Fairlamb was confronted by an officer in the middle of the night, and his life was threatened, once the officer’s body cam was disabled. Many, like myself, are afraid they could be the next victim.

And last but not least, we experience racism from many guards on a daily basis, being the ONLY WHITE REPUBLICANS in the entire jail. The false narrative is has been passed around the jail and to corrections officers that we are “white supremacists” (we are NOT). The inmate population is predominantly black, so we are at risk being here because of this false narrative. The guards are mostly liberal migrants from Africa who have been conditioned to hate us, and hate America.

Jan 6ers have been mocked, beaten and ridiculed by guards for singing the National Anthem. The Corrections Officers despise our politics and the love we have for this country. At one point, an officer even yelled “FUCK AMERICA!”, and threatened to lock us down FOR A WEEK if we attempted to sing the National Anthem again.

? THE TRUTH ABOUT MY STORY – Finally, I feel like I should touch briefly on the government and prosecutor’s portrayal of who I am as a person.

No, I am not a terrorist, extremist or any of the other names I’ve been called by the government. More than anything, I am a red blooded patriot and I love this country more than anything.

I am being unfairly prosecuted and definitely overcharged. I never assaulted anyone, destroyed property, or stolen anything. I walked through wide open doors to enter the Capitol, along with my camera crew hoping to get the rally on video. I was never even armed at any point inside the Capitol.

Our goal was to make a documentary, and get likes and shares on social media. Yes I wore a costume (that the prosecutor refers to as paramilitary gear and body armor) but it was for the movie and was nothing of the sort. And yet, 9 months later here I sit, with 10 years worth of charges and no hope for a future. The surveillance footage shows absolutely no signs of assault, and despite attempts by media companies to get it released to the public, the government has denied it.

I think that’s because they are fully aware that this footage is questionable at worst, and exonerates me at best. Please don’t be fooled by the media. I am a loving and peaceful person with no history of violence.

This weaponized DOJ and their blatant resentment of my respect for President Donald Trump is putting me in a situation that makes me feel helpless in my current situation.

HOW YOU CAN HELP – Despite me and other Jan 6ers experiencing these unthinkable conditions, all of us remain POSITIVE and HOPEFUL that, in the end, JUSTICE WILL PREVAIL. We maintain a LOVE for this country and the Constitution like no other. The only thing keeping us going is our undying patriotism, the camaraderie between one another and our faith in God.

Please…SHARE THIS LETTER with EVERYONE you know: friends and family, senators, representatives, political organizers, civil rights groups and media outlets.
The truth HAS to get out. And the jail MUST PAY for what they are doing to this country’s citizens.

As a result of this unlawful detainment the last 9 months, I have lost everything. The successful business I spent 13 years of my life working on, my apartment in Las Vegas, social media accounts with a lifetime of memories… you name it.

The government has essentially CANCELLED ME. Not only that, but following the arrest, my best friend of 12 years robbed my apartment, stole my cat, and hacked my personal Instagram with 100,000+ followers. Since then, I often go between feelings of hopefulness and moments of depression. I wonder if I can ever recover from this, but I have to remind myself to never give up.

There are major medical complications I now struggle with as a result of the jail’s neglect of my health since being here. If there is any way I hope to recover, my only hope are the ones who are reading this. I was on top of the world once upon a time, and that life seems now only like a distant memory.

If there’s anything you can do to help, I would appreciate anything at all. Inmates here are being extorted with lack of nutrition, forcing me to spend most of what’s left on commissary which I can no longer afford.

I need desperate help with my legal expenses and just help staying alive in here with commissary and all the expenses I still have on the outside as my livelihood and life has been stripped away from me. Thank you for any her you can afford, even if it is a few dollars it goes a long way in here.

Sincerely and with love,

Nathaniel DeGrave

[Link to Thread]

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Using LegalShield To Fight Back

I used LegalShield to find a local office fighting the injection mandates.  Is the place you work advocating the demise of your country and liberty? What about leaving and going into business for yourself, a business that offers others the opportunity to do that too?  Get your family protected and then get your trusted friends protected.  You might be working full time but have your own business.


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    • Thanks to LegalShield, you now have the chance to save up for a future of relaxing and playing with your grandkids. Here’s how it works: 
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Workplace harassment

Types of Harassment in the Workplace

  • Workplace harassment is all too common, and can ruin a great job and turn a company into a toxic and unproductive environment.
  • Often, harassment goes unreported, as victims may be unsure of what qualifies as workplace harassment and what to do when they experience it.
  • Many workers may remain unsure what constitutes harassment, sexual or otherwise. Learn what the law says about workplace harassment and how to protect yourself.  
  • Definition of Workplace Harassment
  • The Equal Employment Opportunity Commission (EEOC) defines harassment as unwelcome verbal or physical behavior that is based on race, color, religion, sex (including pregnancy), gender/gender identity, nationality, age (40 or older), physical or mental disability, or genetic information.4þffHarassment becomes unlawful when:
    1. Enduring the offensive conduct becomes a prerequisite to continued employment, or
    2. The conduct is severe or pervasive enough that a reasonable person would consider the workplace intimidating, hostile, or abusive. Also, if a supervisor’s harassment results in an obvious change in the employee’s salary or status, this conduct would be considered unlawful workplace harassment.
  • Some states have broader definitions of what constitutes harassment. For instance, a court in Florida determined that “fat jokes” made about an obese employee violated the Americans With Disabilities Act
  • Harassing conduct may include offensive jokes, slurs, name-calling, physical assaults or threats, intimidation, ridicule, insults, offensive pictures, and more.
  • Note that not all unpleasant behavior qualifies as harassment. Per the EEOC: “Petty slights, annoyances, and isolated incidents (unless extremely serious) will not rise to the level of illegality. To be unlawful, the conduct must create a work environment that would be intimidating, hostile, or offensive to reasonable people.”
  • Laws regarding workplace harassment are enforced by the Equal Employment Opportunity Commission. Any individual who believes that their employment rights have been violated may file a charge of discrimination with the EEOC.
  • However, prior to doing so, the EEOC advises that victims should usually make an effort to address the situation by reaching out to the offending individual directly.4þff Describe your feelings and the unacceptable language or behavior and request that it stop. Another option could involve contacting your supervisor for assistance if you are uncomfortable confronting the offender directly.
  • Job applicants and other harassment victims may choose to consult a labor/employment attorney if other measures have not resulted in a satisfactory resolution. If so, be sure to select a lawyer with extensive experience and or a certification in employment law.

Privacy Please! – Don’t Count on It

Here is some important and shocking information provided by my law firm that is helpful to those that want to take steps to increase privacy.

Listen to this show here. It is about 37 minutes long but informative. Below I put some clips of the transcript and links mentioned in the show. You can follow along as you listen if you like.

Recent surveys conducted by TrustArc and other companies show that:

  • 92% of consumers are concerned about online privacy;
  • 84% of consumers want more control over how their data is used;
  • 89% of consumers avoid companies that do not protect their privacy; and
  • 32% of consumers are not only willing to but have actually changed companies or providers over data-sharing policies.

Yet despite this ubiquitous concern for online privacy, a recent state Supreme Court ruling in Arizona held that in today’s world, there is “no reasonable expectation,” of online privacy. IS THAT EVEN LEGAL?  How much privacy do we actually have?

Your host, Bob Sewell, interviews K. RoyalAssociate General Counsel of TrustArc., a professor of privacy law and the co-host of the popular “Serious Privacy,” Podcast

Copied from: https://www.buzzsprout.com/831556/7524853

Transcript Notes

  • K Royal…an attorney who specializes in privacy law. You’re professor of law and privacy. You are associate general counsel at a company called TrustArc which advises other companies about privacy issues and how to comply with privacy issues.
  • It’s a founding principle of our democracy we have the Fourth Amendment…guarantees us the right to not have our things searched without a warrant…Supreme Court Justices have ruled that privacy is sort of impregnated in the Constitution…

  • The fact is in this modern age we really don’t have it…a lot of people keep saying you know we don’t have privacy we gave it up and my thought is we need to reclaim our privacy…Facebook once advertised that they have I always confuse whether it’s 15 000 or 50 000 different data points on every single person.
  • We assume we do and then something happens and we’re like oh wow I thought that was private yeah no

State vs Mixton

  • I want to talk about a case that recently came out with the Arizona Supreme Court…the case of the State versus Mixton…Mixton is not a nice guy no he’s involved in…child pornography
  • So the question that came up in front of the Arizona Supreme Court is, were they allowed to go to Cox, the ISP provider, and actually get the subscriber information that they then combined with other information?
  • Under the Fourth Amendment you have to have a warrant as you said to get certain information. There are exceptions to that…the Third Party Doctrine meaning that when you give your information to a third party, a vendor, a bank, a retailer, an internet service provider, you lose your expectation of privacy…
  • The expectation of privacy is as long as it’s between you and maybe one other person you have an expectation of privacy. Once you share it out to a company that you’re buying services from you don’t. So, it’s called the Third Party Doctrine which means since you have no expectation of privacy they can go to that third party and get your information.
  • CSLI (Cell Signal Location Information) and cops routinely pull information from cell signal towers because it tracks where you are…
  • They say that’s why he [Mixton] didn’t have an expectation is because it was sitting with the third party because Third-Party Doctrine no expectation of privacy
  • Arizona has a Constitutional Provision Of Privacy
  • So the dissent to this opinion last week which was by the Chief Justice and the Vice Justice and one of the other leading ones, Bolick, and they say that because of Arizona’s increased sense of privacy that was deliberately put in there to differentiate itself from the United States Constitution of the Fourth Amendment that we should be held to a higher standard and therefore we shouldn’t default to the Third Party Doctrine to allow a subpoena we should have had a warrant for his private affairs with Cox…
  • I am troubled by this decision. I mean most people should be troubled by this decision…If the minority won we would have a more difficult time rooting out these villains…if the majority wins then it’s easier for cops to get information on you…
  • Now here’s the thing most people don’t realize when cops are investigating a crime they may not have it narrowed to a suspect so they are often pulling information from third-party providers in order to find a list of suspects…
  • Most people don’t consider IP Address to be personal information…
  • Law firms really do have a reputation of being the worst vendors for privacy because we rely on our confidentiality and attorney privilege of course it’s private well that has nothing to do with protecting the data
  • We don’t even understand privacy…most people probably think that uh all of your medical data is protected under HIPAA it’s not…not all doctors are even subject to HIPAA…nowadays in COVID my daughter’s employer wants her husband’s test results for COVID in order to excuse her from work doesn’t that violate HIPAA? Well her employer is not subject to HIPAA
  • We were hearing in the news about data breach after data breach…I do business with that company…it dawns on me my information is already out there…

What do we do to protect ourselves?

  • make sure that the government has laws in place that protect you because that’s the first thing to rely on if something goes wrong…
  • For most of us there really isn’t there’s really not much protections under law in most cases you have to have a harm under privacy in order to seek any kind of money or pay back from a company and most of us unlike you cannot tie a specific harm being hacked back to a specific breach because there’s been so many breaches how do we possibly know
  • So what can you do the first thing is as I say multi-factor authentication…it means that when you log into a site in order to get on it also sends a code to your cell phone…that is the number one way to protect yourself from being hacked…
  • Don’t ever ever ever give out your password or your code to anyone over the phone…the best thing to actually do for passwords is one you can use a password manager which is an account that keeps them all but yes they’ve been hacked…
  • Another thing that people may not be aware of now is when you’re downloading an app to your phone and you look at the permissions the app is asking for like accessing your photos accessing your contacts…but you might have your phone set to automatically update apps
  • So the police being able to access someone’s phone is very much a violation of privacy and there is a controversy out there as to whether or not giving the password to your phone is consider um against the amendment to where you have the right not to implicate yourself and so if you give your password are you giving them the access to the phone to be able to find out all kinds of information about you absolutely…
  • but if you lock it with a fingerprint or face identification some courts have held that that’s not protected information because your fingerprints and your face are publicly available and so if you lock it with a fingerprint or a face print the police can force you to unlock it because that’s not information private to you that would implicate yourself in a crime
  • that’s the controversy that came up a few years ago when the federal government wanted a backdoor into the apple devices and apple was refusing to give them the way in now you probably could have given it to a ten-year-old and they could have hacked it but the federal government wanted apple to give them a back door and apple refuses to do so and that’s what we want companies to do is to refuse to cooperate with the government
  • but go back to this guy in child pornography the government’s really only looking for bad people right yeah so you think it has to be okay but what if they think you’re one of the bad people and you know you’re not how does that make it okay…everybody is wrongly accused until well they are until a jury convicts

Tracking – Targeted Behavioral Advertising

  • we’re talking to friends about some sort of product yeah let’s talk about cruising on Norwegian Cruise Lines to Alaska and let’s see which of us starts getting ads for Alaska and cruises
  • Why is this happening? They are doing targeted behavioral advertising and location based advertising
  • they’re literally tracking you based on location and can they track you to an aisle in a store…is that even legal? Yes it is legal that’s the crazy part yes it is legal unless you turn off location-based uh tracking on your phone and there’s a lot of ways that they do that on your phone so you’d have to be really savvy to know how to do it
  • the other is targeted behavioral advertising where they’re tracking what you’re doing online um are they listening to you yes is it paranoia yes but it means it’s true just because you’re paranoid about it just because it sounds far-fetched doesn’t mean it’s not happening right…is it legal yes…i mean your phone has um has a uh a microphone and a speaker and a camera on it and yes they can watch what you’re doing and they can listen to what you’re doing
  • Think of the case a few years ago and i love samsung but the samsung tvs were recording people yes really your tv is record…
  • the ability of companies to acquire data sale data combined data rent it…when they’re under a government edict not to sell data they’ll lease it i mean that’s not selling it they lease it to other companies and the way that they combine this data they can literally target people on your street who are conservative versus liberal…and serve different advertisements to them and different news stories to indicate or to convince them whether or not to go vote and it does happen i’m not being paranoid here they will target people who are in certain areas certain districts and if they don’t want you to go vote all day long you will see news stories on how long the voting lines are and it could very well be a lie
  • let me ask you what are privacy advocates what are they really if they could get their christmas list right top two christmas christmas gifts okay they can go to congress they can go to their state legislatures they can get what they want what are they going to get in the united states
  • we want a federal omnibus law which means we want a federal privacy law we don’t have one we have HIPAA for health care and FERPA for education we don’t have a federal one now that we have Kamala Harris as the incoming vice president very strong privacy advocate
  • I would like it to be very strong hippo’s actually a very strong law in its sector so I would like it to one give people rights over their information but I would like it to also to go further and govern what companies are allowed to do with data
  • now here in the U.S we believe in enterprise and commerce and getting all the money you can as a business so businesses are going to fight that left and right trust me they really are uh data is the biggest commerce
  • if you could if you could get what you wanted out of that omnibus law right what would i benefit average person…average person would have rights you’d be able to find out what a company has on you and what they do with it and you’d be able to stop them…second there would be penalties for breaches even if you can’t prove that you’ve been harmed
  • third I’d want an agency that actually oversees it because if you think of a dedicated agency that oversees privacy law you might actually see a lot more attention paid to privacy because people and companies would be punished for doing something with other people’s data that they shouldn’t be doing
  • the second thing that I would ask for because the first one’s big but the second thing i would want somehow some way to create a way for people to understand the privacy implications of the activities they’re engaged in…nobody reads privacy notices
  • we’ve talked about mostly consumer perspective what about the business perspective…should i be worried as a business about protecting other people’s privacies…absolutely because you protect your assets and data is one of the biggest assets available period…we see a lot of startup companies that don’t understand managing personal data…if they don’t understand it fully startup companies don’t put in often the right rules to manage personal data and there are rules even now and so when they go to sell themselves or get bought they devalue themselves because half of what they’re doing is illegal they either collected the data wrong or they used it wrong or they shared it wrong…and so for a company you absolutely should understand what laws apply to the data you do have
  • and then take an ethics view what should you be doing just because you can do something in engineering should you be doing it and think about if it was your data or your child’s data what would you be doing with that data
  • if they’re concerned about it for their own sales why are they allowing their companies to do it
  • it’s competitive information so not only do you have a risk of people you have a risk companies because competitors can hack you to get information on the companies you’re managing and that happens all the time
  • go to a website called haveibeenpwned.com …and you can put in your email address or your password and see if you’ve been part of a breach…this was very enlightening and scary a little scary yeah
  • it’s something that we need to take seriously i think we need to all get together and have real conversations with our representatives about what can be done…and we saw we saw that there’s been some attempt at this but really it’s been pretty weak…and yes I think the big issue is we’ve got to educate our legislators

End of transcript clips.

Additional Notes

Questions

Should you give your phone to a cop if he asks for it?
You should let your lawyer answer that question.

Should I give the cops the password to my phone?
You should let your lawyer answer that question.

Are fingerprints public or private information?

Have I been pwned? Check here https://haveibeenpwned.com/

Let me refer a lawyer in your state.

Let me refer this ID Theft service.

Data Points

News

Arizona High Court Misses Opportunity to Uphold Internet Users’ Online Privacy

Bank Of America ‘Is Without The Knowledge Or The Consent’ Of Customers ‘Sharing Private’ Info With Feds, Tucker Carlson Reports

Things to Do

Turn off auto updates on Android

Educate Others

Educate Our Legislators

What You Need To Know About Govt. Grants, Loans, & Forbearance To Survive The Pandemic Economy

What You Need To Know About Govt. Grants, Loans, & Forbearance To Survive The Pandemic Economy | Zero Hedge

  • The economic stimulus payments have begun to be distributed, but it’s an uneven roll-out.
  • Pandemic Unemployment Insurance (PUI)
  • Self-employed persons and people who didn’t work the minimum amount that is normally required for unemployment will qualify,
  • The states are responsible for making this happen and most of them have not done so yet.
  • The term for not paying your mortgage is forbearance. That means your mortgage payments are not currently due. Currently, government-backed loans are mandatory 3-12 months forbearance periods.
  • Do you have a car payment that you can’t make? A number of car loan companies and leasing companies have programs in place to delay or extend the term of your contract.
  • Check in at https://cars.usnews.com/cars-trucks/coronavirus-payment-relief to see if your lender is offering such a deal. Communication is always best in cases like this. Here’s an article about talking to creditors.
  • Many credit card companies are coming forward with forbearance programs as well. They may allow you to put off making a payment, make a smaller payment, reduce your interest rate or eliminate late fees. Some credit card issuers have also agreed to not report the late payments to credit bureaus. That means your credit score wouldn’t be impacted, at least not by this.
  • First – don’t depend on the government, but be prepared to get the money they’re offering. The new coronavirus economic stimulus and tax acts have created a whole new group of grants, loans, and tax breaks. We call these CoronaTax.
  • Congress has given us four CoronaTax bills. The first one dealt mainly with funding for important health agencies. The gold is in the next two bills.
  • the purpose of these next two bills is:
    • Keeping you employed (if you currently have a job),
    • Keeping your employees working (assuming you have a business)
    • If you can’t work now (or your business can’t), getting you some income fast,
    • Providing sick & paid leave for your employees, with the government’s help, and
    • Giving businesses special tax breaks.
  • Get your family stable financially. Then learn about what’s possible for the next step. Form a strategy and implement perspective.
  • We’ve got a new economy coming. Be prepared with knowledge, strategies, and action.

60% of Americans lack will or estate planning

Survey: 60% of Americans lack will or estate planning

  • The results suggest that “as people age … they face the reality that having an estate plan is important and they’re getting the job done,” says elder law attorney Sally Hurme, author of Checklist for My Family: A Guide to My History, Financial Plans and Final Wishes.It’s important for younger people to have wills, too, points out Hurme, especially if they have children, to ensure that they’ll be cared for by the people the parents want as guardians in the event of their death. Yet a whopping 78 percent of millennials (ages 18-36) and 64 percent of Generation Xers (ages 37-52) do not have a will.
  • Preparing for the end of life is one of those things you know you should do — but have you actually sat down and done it? Probably not, according to a new survey from Caring.com, which found that only 4 in 10 American adults have a will or living trust. Happily, older adults appear to lead the pack in readying these important documents.
  • While most U.S. adults age 18 and over have not done the needful, 81 percent of those age 72 or older and 58 percent of boomers (ages 53-71) do, in fact, have estate-planning documents.
  • It’s important for younger people to have wills, too, points out Hurme, especially if they have children, to ensure that they’ll be cared for by the people the parents want as guardians in the event of their death. Yet a whopping 78 percent of millennials (ages 18-36) and 64 percent of Generation Xers (ages 37-52) do not have a will.
  • More people are proactive about their health care power of attorney, which grants someone legal authority to make medical decisions for you if you’re incapacitated. A little over half of adults have a power of attorney in place, according to the survey, with 83 percent of people over age 72 having this document compared with 41 percent of millennials.
  • Why do so many people fail to tackle or complete estate planning? The top two reasons of the people surveyed: They “hadn’t gotten around to it” (47 percent), and they “don’t have enough assets to leave to anyone” (29 percent).
  • Excuses aside, Hurme advises that everyone make the time to get their end-of-life documents and plans in order.

The Best of My Brain

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